Hero Business Funding Service Agreement

1. Business Funding Service Agreement

This AGREEMENT made on the signed date below, between “BLUE ROCK EXPERTS LLC”, and The Undersigned, (the “Client”), collectively referred to as the “Parties.”

In consideration of the mutual promises hereinafter contained, the Parties hereto promise and agree as follows:

2. General Principles

BLUE ROCK EXPERTS LLC is not a direct lender. We are a consulting company hired to assist you, the Client, in locating personal/business credit lines. You agree to hold BLUE ROCK EXPERTS LLC harmless of any unintentional misrepresentation. The company is not a lender and does not make loans or credit decisions in connection with loans. BLUE ROCK EXPERTS LLC does not endorse or recommend the product(s) of any particular Lender. BLUE ROCK EXPERTS LLC is not an agent of either the Client, or any participating Lender. The Company’s services are administrative and consultative only. The Lender, and not BLUE ROCK EXPERTS LLC is solely responsible for its services   to the Client, and the Client agrees that BLUE ROCK EXPERTS LLC, shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. The Client understands  that the Lender(s)  may keep the Client’s loan request form , whether or not the borrower is qualified for a loan with the Lender (s).

BLUE ROCK EXPERTS LLC does not guarantee acceptance into any specific loan program or specific loan terms or conditions with any participating Lender; loan approval standards are established and maintained solely by an individual Lender(s).

Likewise, BLUE ROCK EXPERTS LLC, does not guarantee that the loan terms or rates offered and made available by the participating Lender(s) through this agreement are the best terms or lowest rates available in the market. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock in agreement.

By submitting the loan request containing the Client’s signature, the Client is extending an express invitation to each Lender(s) making loan officers to contact the Client by telephone at the numbers the Client has provided, so that the Lender(s) may assist the Client with (his / her) transaction, and the Client hereby consents to any such calls, even if (his/her) phone is on any DO NOT CALL List. By providing BLUE ROCK EXPERTS LLC, with the Client’s information and/or submitting a loan request, the Client gives BLUE ROCK EXPERTS LLC, permission to make recorded calls to remind the Borrower of any deadlines or issues in connection with the Client’s loan request. Client acknowledges that the Company is not liable for any decrease in Fico scores or ratings during the application process.

Client also authorizes BLUE ROCK EXPERTS LLC, to order consumer credit reports and verify other credit information, including past and present references. It is understood that a copy of this contract will also serve as authorization.

3. Compensation for Services

The Client acknowledges that the Consulting Fee for the Company’s services  is $8,500.00 due at signing of this agreement. The Client agrees to pay the Company for consulting services.

Client understands, because Company does not invoice client until services are rendered, Client will be confirming receipt of services at time of payment to Company. Any chargebacks issued by Client will be considered intentional fraud and reported to the local authorities.

We will collect payment via credit card or e-check after signature of this agreement. We use Intuit Payments INC to securely process your payment via Credit card or e-check.

As an alternative, we accept Wire Transfers, or Zelle Payments for our services. Contact us at payments@bluerockfundingexperts.com to arrange for these methods.

4. Deliverables and Service Timelines

Credit Analysis 

  • Fix all personal information reporting to all 3 major credit bureau
  • Clean up hard inquiries on your credit report
  • Removing of negative remarks on your credit report
  • Removing of late payment history on your credit report
  • Building and strengthening your personal credit integrity
  • Building strategy for credit leverage access 
  • Full step by step understanding of credit strategy 
  • Building strong bank relationships
  • Building your FICO Personal/Business score 
  • Support on credit/loan applications

    Business Credit Establishment

    • An analysis of the client’s current credit profile and credit score
    • Assistance with obtaining a business credit report from the major credit bureaus
    • Guidance on establishing a Dun & Bradstreet (D&B) business credit file and obtaining a DUNS number

    Business Funding Strategy and Application

    • A comprehensive analysis of the client’s financial needs and goals
    • A customized funding strategy that aligns with the client’s business objectives
    • Ongoing support throughout the funding application process, including follow-up with funding sources and negotiations with lenders or investors

    Ongoing Funding Rounds

    • Assistance with developing an ongoing funding strategy that aligns with the client’s long-term business goals
    • Assistance with identifying potential funding sources and preparing funding applications
    • Ongoing support with negotiations with lenders or investors and managing the funding process
    • Assistance with legal and administrative tasks related to ongoing funding rounds


    Timeline of project 

    Project Timeline: The project timeline for the work to be completed under this contract will be 60 to 120 days, subject to the client’s credit worthiness. The timeline will commence on the date that the client provides all necessary information and materials to the contractor.

    The client acknowledges that the project timeline is subject to change based on the client’s credit worthiness. If the client’s credit worthiness is deemed insufficient by the contractor, the project timeline may be extended up to 120 days. The contractor will notify the client of any timeline adjustments in writing.

    The contractor will use its best efforts to complete the work within the agreed-upon timeline. However, the client acknowledges that factors beyond the contractor’s control, such as inclement weather, natural disasters, or supplier delays, may cause the project timeline to be extended.

    In the event that the project timeline is extended due to factors beyond the contractor’s control, the contractor will promptly notify the client and provide an updated timeline. The client agrees to cooperate with the contractor in addressing any issues that may arise during the project timeline.

    By signing below, the client acknowledges and agrees to the project timeline range and its contingencies based on the client’s credit worthiness.

    5. Legal Disclosures

    Entire Agreement

    This Agreement constitutes the entire agreement between the Client and the Company

    and it supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written, or electronic, between the Client and the Company with respect to this agreement and information, software, products, and services associated with it. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this

    Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.


    Disclosures/Other Terms & Conditions

    We cannot guarantee that you will be approved for any specific amount, and the consulting fee will still be due in case the approved amount is lower that of the amount requested.

    1 . We will attempt to obtain installment loans and revolving lines of credit as well. Multiple credit applications may be submitted to achieve your total requested financing amount. Each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application. The normal range of interest rates for No Doc loans and lines of credit is 0% to 16.5% but the interest rate you receive may be higher or lower. Client agrees and understands that the Company is not responsible or liable for any credit line limits that are suspended  , closed or reduced from the initial funding amount.


    To all persons; be it known, that the undersigned as grantor hereby makes and grants a Limited and specific Power of Attorney to BLUE ROCK EXPERTS LLC and its consultants, to act as my Attorney-in- Fact. My Attorney -in- fact shall act in my name, place and stead in any way which I, myself, could do if I were personally present, with the respect to the following matters:

    1) To the extent that I am permitted by the law to act through an agent.

    2) To obtain any and all forms that my Attorney-in- Fact may deem necessary for the effective representation of my interest in this matter.

    3) To request and receive any and all documents that are alleged or claimed to be my responsibility and to

    sign on my behalf for the completion of my business interest.

    This Power of Attorney shall be revoked upon:

    Resolution of the above referenced matter.

    If the grantor does not wish to be represented any longer: and/or

    If the Attorney-in-Fact does not wish to represent the grantor any longer.

    Disclaimers and Limitations:

    As a condition of use of the Company’s services, the Borrower agrees to indemnify the Company and its suppliers, participating Lenders, or real estate professionals from and against any and all liabilities, expenses (including attorneys ‘ fees).


    1) Consulting Fee: Fee paid to BLUE ROCK EXPERTS LLC. for the expert review, advice, preparation and submission of your credit application.

    2) Submission: The forwarding of a completed credit application directly to underwriting (or in some cases directly to you, with specific instructions on how to submit it to underwriting, which may need to be done via, phone, fax, or in some cases in person, depending on the lender and the circumstances).

    3) Funded: Funds have been made available to you.

    4) Trade lines: Active open accounts on your personal credit report.

    5) Credit Inquiries: Number of requests by a lending institution, landlord or employer seeking to review an applicant’s credit history.


    Any claim or controversy arising out of or relating to the use of this agreement, to the goods or services provided by the Company, or to any acts or omissions for which you may contend the Company is liable, including but not limited to any claim or controversy as to arbitrarily (“Dispute”), shall be finally, and exclusively, settled by arbitration. The arbitration shall  be held before one arbitrator under the commercial arbitration  rules of the American Arbitration Association (“AAA”) in force at that time. The arbitration shall be venue in YOUR STATE except for Maine consumers for whom the location shall be a place reasonably convenient to the consumer. The arbitrator shall be selected pursuant to the AAA rules.

    Should no AAA rule regarding the selection of an arbitrator be in effect, the Company shall select an arbitrator from a panel of arbitrators acceptable to the Company. In any arbitration, the Company will  pay the filing fee, plus the costs associated with  the first day of arbitration, with the remaining costs of arbitration paid by the non- prevailing party. provided: however. that in Maine any cost to the Company shall be limited to the cost of filing a court case. To begin the arbitration process, a Party must make a written demand therefore. The laws of YOUR STATE shall be applied to any disputes arising out of this contract. Any judgment upon the award rendered by the arbitrators may be entered in any court of competent authority  in YOUR STATE .  The arbitrators  shall not have 

    the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party in-evocably waives any claim  thereto , except in Maine where state law will control all rights and remedies in the arbitration.

    The agreement to arbitrate shall not be construed as an agreement to the joiner or consolidation of arbitration under this agreement with arbitration of disputes or claims of any non- party, regardless of the nature of the issues or disputes involved.


    THIS  AGREEMENT  PROVIDES  THAT ALL DISPUTES  BETWEEN  THE CLIENT AND THE COMPANY WILL BE RESOLVED BY BINDING ARBITRATION. BY SIGNING THIS AGREEMENT,  THE BORROWER  THUS  GIVES  UP ANY RIGHT TO GO TO COURT TO ASSERT OR DEFEND ANY RIGHTS. THE CLIENT ALSO GIVES UP ANY RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. THE CLIENT’S RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court. By using the Company’ s goods and services the Client consents to these restrictions. Should a dispute arise, and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between the Client and the Company, the Parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in YOUR STATE. If either party employs attorneys to enforce any right in connection with any dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys’ fees.

    6. Acnowledgment of Receipt Notice

    By typing my Full Legal Name as my signature below, I confirm I have full authority to execute this agreement and to obligate all companies firms, corporations, partnerships, organizations, individual s, and/or entities referenced herein and certify that although BLUE ROCK EXPERTS LLC may provide information advice and/or guidance on lender requirements for approval, the information provided to BLUE ROCK EXPERTS LLC is truthful, accurate, and complete, and hereby release and hold BLUE ROCK EXPERTS LLC and its principals, employees, and/or representative(s) or any and all liability or responsibility that may arise as a result of the credit application submitted by me or on my behalf, including incorrect numbers , dates, and descriptions.

    Limited power of attorney: I do hereby appoint BLUE ROCK EXPERTS LLC, its principals, employees, and/or representative(s), my true and lawful attorney- in -fact, for me and in my name, place, and stead, and for my use and benefit to endorse in my name, submit execute, acknowledge, and/or deliver credit applications and other documentation to potential lenders. I further give and grant unto my said attorney-in- fact full power and authority to do and perform every act as BLUE ROCK EXPERTS LLC its principals, employees, and/or representative(s), shall deem necessary and proper to be done in the exercise of any of the foregoing powers as fully as I might or could do if personally present, with full power of substitution and revocation.

    Entire Agreement: I understand that this agreement is the complete and final agreement and that there are no other verbal, implied, or assumed agreements.


    IN WITNESS WHEREOF; the Parties hereto have hereunder signed their names as hereinafter set forth. The Client and the Company.